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Loan Against Property Udaipur
लोन नहीं तो कोई फीस नहीं

अपनी प्रॉपर्टी की ताकत से पाएं बड़ा लोन आसान किस्तों पर

Mortgage finance up to ₹25 Crore with lower interest rates and prolonged repayment tenure up to 15 years.

Interest Rate
Starting 9.00% p.a.
Max Limit
Up to ₹25 Crore
Max Tenure
Up to 15 - 20 Years

Unlock Real Estate Value in Udaipur

  • Eligible on residential houses, commercial shops & industrial plots.
  • Substantially lower interest rates compared to unsecured funding.
  • Extended tenure up to 15 years keeps your monthly EMI light.
  • Zero upfront consultancy: 'लोन नहीं तो कोई फीस नहीं'.

Residential & Commercial LAP Facilities

Monetize equity locked inside your physical property assets while maintaining uninterrupted usage.

Residential Property Mortgage

Self-Occupied Houses, Villas & Flats

Mortgage your existing freehold residential home, bungalow, or apartment in Udaipur without giving up possession or occupancy. High LTV up to 70% of current market valuation.

Substantially lower interest rates than personal loans
Extended tenure up to 15 to 20 years
Retain complete usage and occupancy of your home
Funds can be used for any legal personal or business purpose

Commercial & Industrial Property

Shops, Showrooms, Offices & Industrial Sheds

Pledge commercial shops, multi-story office buildings, warehouses, or industrial plots in Mewar industrial zones to unlock liquidity for business working capital or capital assets.

Large ticket funding up to ₹25 Crore
Rent-Receivable-Discounting (LRD) options
Fast-track technical & legal title evaluation
Debt consolidation to lower monthly outflow

Why Borrowers Prefer Loan Against Property

Low rates, large ticket amounts, and long tenures make LAP ideal for major commitments.

Substantially Lower Interest Rates

Because LAP is backed by real estate collateral, interest rates are much lower than unsecured personal or business loans.

High Loan-to-Value (LTV)

Obtain up to 60% to 75% of your property's current verified market valuation.

Extended Repayment Tenure

Long repayment tenure of up to 15 to 20 years ensures monthly EMI remains small and manageable.

Residential & Commercial Assets

Eligible on self-occupied residences, rented residential flats, commercial shops, plots, and industrial sheds.

Retain Full Ownership & Usage

Continue staying in your home or running business from your commercial space throughout the loan tenure.

Transparent & Ethical Advisory

We handle technical valuation, legal scrutiny, and bank liaisoning. 'लोन नहीं तो कोई फीस नहीं'.

Property & Title Checklist

Documents Required for LAP in Udaipur

Our in-house legal experts review title chain documents to expedite bank advocate clearances.

1

Property Documents

  • Complete Registered Title Deed / Sale Deed / Conveyance Deed
  • Chain of prior title deeds for past 13 to 30 years
  • Approved building plan from UIT / Municipal Corporation Udaipur
  • Latest House Tax / Municipal Tax paid receipt
  • Property Encumbrance Certificate (EC) or Patta copy
2

Financial & KYC Documents

  • PAN Card & Aadhaar Card of all property co-owners
  • Last 3 Years ITR with Balance Sheet & Profit-Loss Account
  • Last 12 Months Bank Statements of all primary accounts
  • Business Registration documents (for self-employed applicants)

4-Step Mortgage Disbursal Timeline

Technical inspection, legal search, sanction letter, and equitable mortgage registration.

01

Property & Profile Evaluation

Preliminary assessment of property market value and borrower repayment capacity.

02

Technical & Legal Verification

Bank-empaneled advocate and civil engineer conduct title clearance and physical site inspection.

03

Credit Sanction

Credit committee reviews legal reports and approves loan sanction letter with maximum LTV.

04

Mortgage Registration & Disbursal

Equitable mortgage registration at Sub-Registrar office Udaipur followed by immediate loan disbursement.

Real-Time EMI Estimator

Calculate Your Monthly Loan Installment

Adjust the sliders below to estimate your exact monthly outflow and interest charges.

1,00,00,000
₹1 Lakh₹1 Crore₹5 Crore
9%
7.5% (Best Prime)12.0%18.0%
15 Years(180 Mos)
1 Year15 Years30 Years
Estimated Monthly EMI (मासिक किस्त)
₹1,01,427/ month
55%Principal
Principal Amount:
₹1,00,00,000
Total Interest:
₹82,56,799
Total Amount Payable:₹1,82,56,799
Zero Fees. 100% Free Consultation.
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State Bank of India
PSU Bank
ICICI Bank
Private Bank
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Private Bank
Kotak Mahindra Bank
Private Bank
Tata Capital
NBFC
Bajaj Finserv
NBFC
Punjab National Bank
PSU Bank
Bank of Baroda
PSU Bank
IDFC FIRST Bank
Private Bank
IndusInd Bank
Private Bank
Federal Bank
Private Bank
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